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Heritage
Clubs International Welcome to the group travel protection plan for Bank Club Members of Heritage Clubs International. On this website you will find links that describe the insurance benefits, along with the link to download a blank Excel Manifest to create new Groups. Save the Manifest on your computer and use it to add/edit your travelers' information later. Remember, this plan is custom-designed for groups and a low net rate is offered, so you can determine the selling price you wish to charge for the insurance. Just
for You Net
Rates How it Works Offer
the Insurance to your Travelers Determine the Selling Price of the Insurance -- take the Net Premium and apply your Mark-up. Distribute the Description of Coverage (Brochures) to all of your travelers. The Description of Coverage (Brochure) serves as each Traveler's evidence of coverage and includes important information on filing a claim. Include the insurance selling price in the trip price, or include it as a separate item on the Traveler's invoice. Protect Yourself: Advise your Traveler that the insurance is included in the price of their trip, but the coverage can be declined if the Traveler decides not to take the insurance and a signed Waiver Form is submitted by the Traveler. The Waiver Form is for your protection. Create the Group on Your Computer Create the Group by downloading a blank Excel Manifest here: http://www.spibrokers.com/Heritage/manifest.xls Add
Travelers Once you create the Group, add the travelers to your Excel Manifest. You enter (one person at a time) the traveler information for all Travelers who selected the insurance and paid their deposit. Be sure to read the Instructions for completing an Excel Manifest We strongly recommend that you collect the full premium from the Traveler at the time of initial trip deposit. Edit Travelers Group data may be edited in your Excel Manifest if you need to add travelers or edit existing travelers 30 days prior to departure (the last date for submitting the final premium payment). Please refer to the Instructions for guidance. If you need to make any changes after this, please contact Amy Countryman at Heritage Clubs International for assistance Toll Free 877-881-0229, Tel: 952-835-6543, Fax: 952-835-2295. Remit
the Net Premium to HCI Once
at least 7 travelers have been added to the Excel
Manifest, you may submit payment for the plan by check, along with
a copy of the Excel Manifest. Please submit monthly payments as you
build the group enrollment (minimum of 7 travelers required for the
first payment). Important: Final payment must be received by Heritage
Clubs International no later than 30 days prior to the Scheduled Group
Departure Date. If you have any questions about payments, or cancellations
and changes needed after your premium is paid, immediately contact Amy
at Heritage Clubs International (Tel: 877-881-0229). After
the final premium payment has been received and processed, you will
receive a group enrollment confirmation via email. Submit
your net premium payments to HCI as often as you want, such as whenever
you add travelers to the Excel Manifest, but remember -- all premium
payments must be received by Heritage Clubs International at least 30
days prior to the departure date. Mail
your net premium payment, using a personal or company check (payable
to "Heritage Clubs") along with a copy of the Excel Manifest
to Heritage Clubs International, P.O. Box 23600, Richfield, MN 55423-0600,
Toll Free: 877-881-0229, Tel: 952-835-6543, Fax: 952-835-2295. Insurance
premium is non-refundable, unless the entire group trip is cancelled
by the HCI Bank
Club Member. _________________________________________________________
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