Heritage Clubs International
Travel Protection Plan

Welcome to the group travel protection plan for Bank Club Members of Heritage Clubs International. On this website you will find links that describe the insurance benefits, along with the link to create Groups and add Travelers online. Remember, this plan is custom-designed for groups and a low net rate is offered, so you can determine the selling price you wish to charge for the insurance.

Just for You
As a Bank Club Member of Heritage Clubs International you can use the HCI Travel Protection Plan today! There is no other qualification for you or your Bank Club. Insured travelers must be residents of the USA or Canada. If you want to earn additional income and make sure your travelers get both Peace of Mind and the travel protection they deserve, HCI Travel Protection Plan is for you!

Net Rates
With low net rates, HCI Bank Club Members set their own selling price. When you remit the net premium to Heritage Clubs International, the Plan Administrator, you keep the mark up as your revenue.

How it Works

Offer the Insurance to your Travelers

Determine the Selling Price of the Insurance -- take the Net Premium and apply your Mark Up. Distribute the Policy Certificates (Brochures) to all of your travelers. The Policy Certificate (Brochure) serves as each Traveler's evidence of coverage and includes important information on filing a claim. Include the insurance selling price in the trip price, or include it as a separate item on the Traveler's invoice.

Protect Yourself: Advise your Traveler that the insurance is included in the price of their trip, but the coverage can be declined if the Traveler decides not to take the insurance and a signed Waiver Form is submitted by the Traveler. The Waiver Form is for your protection.

Create the Group Online

Create the Group online at https://www.grouptravelprotection.com/heritageclubs/agindex.php.

Add Travelers Online

Once you create the Group, add the travelers online at https://www.grouptravelprotection.com/heritageclubs/agindex.php. You enter (one person at a time) the traveler information for all Travelers who selected the insurance and paid their deposit.

We strongly recommend that you collect the full premium from the Traveler at the time of initial trip deposit.

Group data may be edited online if you need to add travelers or edit existing travelers 30 days prior to departure (the last date for submitting the final premium payment). If you need to make any changes after this, please contact Amy Countryman at Heritage Clubs International for assistance Toll Free 877-881-0229, Tel: 612-869-7800, Fax: 612-869-3367.

Tech Support: if you encounter a problem using the website, or need technical support, please call Trip Mate's IT Department at 800-888-0432 weekdays between 8 a.m and 4 p.m CST.

Remit the Net Premium to HCI

Once at least 7 travelers have been added to the group enrollment, you may submit payment for the plan by check. Please submit monthly payments as you build the group enrollment (minimum of 7 travelers required for the first payment). Important: Final payment must be received by Heritage Clubs International no later than 30 days prior to the Scheduled Group Departure Date. If you have any questions about payments, or cancellations and changes needed after your premium is paid, immediately contact Amy at Heritage Clubs International (Tel: 877-881-0229).

After the final premium payment has been received and processed, you will receive a group enrollment confirmation via email.

Submit your net premium payments to HCI as often as you want, such as whenever you add travelers to the Group online, but remember -- all premium payments must be received by Heritage Clubs International at least 30 days prior to the departure date.

Mail your net premium payment, using a personal or company check (payable to "Heritage Clubs") to Heritage Clubs International, P.O. Box 23600, Richfield, MN 55423-0600, Toll Free: 877-881-0229, Tel: 612-869-7800, Fax: 612-869-3367.

Insurance premium is non-refundable, unless the entire group trip is cancelled by the HCI Bank Club Member.